ZIP 14227 Property Distress & Foreclosure Data

ZIP code 14227 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Structural exposure scores 60 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 22% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

21,669 residents call 14227 home, typically aged 47. Home values center near $208,800, an affordability ratio of 2.8× — accessible. Owners hold 66% of homes, renters 34%. There are about 10,387 housing units across 14227. Vacancy runs 3.8%. Educational attainment sits at 26% bachelor's-or-above. 6.6% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. Median household income is $67,349, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100.

Overall, 14227 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.