ZIP 14227 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 14227 (Erie County, New York) returns a low composite of 23/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (79/100). The pressure is most legible in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.1% year on year, and 22% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

21,669 residents call 14227 home, typically aged 47. Home values center near $208,800, an affordability ratio of 2.8× — accessible. Owners hold 66% of homes, renters 34%. There are about 10,387 housing units across 14227. Vacancy runs 3.8%. Around 26% of adults hold a bachelor's degree or higher. The poverty rate is 6.6% — low. Rent burden reaches 40% of tenant households. At $67,349, median income runs below typical U.S. levels. On demographic stress specifically, 14227 scores 27/100.

Net-net, 14227 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 14227 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14227 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14227 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Nothing here is interpolated — where a source is thin for 14227, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 14227's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14227 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.