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ZIP 14206 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · High Poverty market

DLRadar grades ZIP 14206 (Erie County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Latent structural risk is 51/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 4.1% year on year, and 21% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 23.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 10.2%. Households earn a median $46,842 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 32/100. 61% of housing is owner-occupied. About 18% have a four-year degree. Population is roughly 22,427 with a median age of 38. Home values center near $125,100, an affordability ratio of 2.4× — accessible. Rent burden reaches 42% of tenant households. There are about 10,551 housing units across 14206.

Net-net, 14206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14206 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14206 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14206 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 14206 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 14206 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 14206 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14206

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
Another 9 scored dimensions sit behind 14206

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 14206 Stress Report snapshot

The live 14206 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 14206 distress and acquisition report

Every distressed parcel in 14206 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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