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ZIP 14207 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · High Poverty market

Scored purely from public records, 14207 (Erie County, New York) returns a low composite of 23/100. Structural exposure scores 51 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)).

The peak-phase market in 14207 posted values that rose 4.1% over the year, and 31% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 25,731 with a median age of 33. The typical home is worth about $133,600 (2.9× income, relatively affordable). The vacancy rate is 8.5%. The ZIP holds roughly 11,681 housing units. Median household income is $38,951, below the U.S. median near $78,000. Around 49% of renters are cost-burdened. Owners hold 34% of homes, renters 66%. The demographic-stress sub-score lands at 38/100. The poverty rate is 32.2% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher.

On the whole, 14207 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 14207 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Erie County, New York and the nation. Nothing here is interpolated — where a source is thin for 14207, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14207's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14207 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14207

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 14207 by the numbers

Current distress, phase, housing and lender-pressure figures for 14207, drawn from the same report attached to each property.

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Open the complete 14207 acquisition file

Every distressed parcel in 14207 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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