ZIP 14207 Property Distress & Foreclosure Data

Composite property distress in 14207 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. Structural risk reads 60/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 31% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 25,731 people live here, median age 33. A median home runs $133,600 here, or 2.9 times local income. Vacancy runs 8.5%. There are about 11,681 housing units across 14207. Households earn a median $38,951 — below the roughly $78,000 national figure. Rent burden reaches 49% of tenant households. The tenure split is 34% owner-occupied to 66% rented. On demographic stress specifically, 14207 scores 38/100. Roughly 32.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19% have a four-year degree.

Net-net, 14207 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
60/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14207

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

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