ZIP 14150 Property Distress & Foreclosure Data

ZIP code 14150 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. On the structural side it scores 60/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 25% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $70,294 — near the roughly $78,000 national figure. Roughly 10.1% live below the poverty line. The tenure split is 71% owner-occupied to 29% rented. A median home runs $200,700 here, or 2.6 times local income. About 32% have a four-year degree. The ZIP holds roughly 20,271 housing units. Around 45% of renters are cost-burdened. The vacancy rate is 3.8%. On demographic stress specifically, 14150 scores 27/100. About 41,585 people live here, median age 42.

Net-net, 14150 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.