ZIP 14072 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
ZIP 14072's composite property-distress score is 23/100 - DLRadar classes that as low for Erie County, New York. On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).
The market reads peak — home values rose 4.1% year on year, and 20% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.
Population is roughly 21,441 with a median age of 46. The tenure split is 80% owner-occupied to 20% rented. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 44% bachelor's-or-above. Vacancy runs 2.0%. The ZIP holds roughly 8,910 housing units. A median home runs $327,000 here, or 2.8 times local income. Households earn a median $107,036 — above the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. The demographic-stress sub-score lands at 22/100.
Broadly, 14072 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 14072's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14072, the field stays empty rather than modeled, and fills in as new documents post.
14072's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14072 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 14072
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
14072 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 14072, the same set carried on every parcel.
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Get the full acquisition report for 14072
Every distressed parcel in 14072 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology