ZIP 14072 Property Distress & Foreclosure Data

Composite property distress in 14072 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 60 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 20% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 21,441 people live here, median age 46. The tenure split is 80% owner-occupied to 20% rented. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. About 44% have a four-year degree. Vacancy runs 2.0%. There are about 8,910 housing units across 14072. A median home runs $327,000 here, or 2.8 times local income. Households earn a median $107,036 — above the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. On demographic stress specifically, 14072 scores 22/100.

Net-net, 14072 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.