ZIP 14091 Property Distress & Foreclosure Data

Erie County, New York's ZIP 14091 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). On the structural side it scores 60/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14091 posted values that rose 5.7% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 26.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 564 housing units. Around 19% of adults hold a bachelor's degree or higher. At $80,086, median income runs near typical U.S. levels. 85% of housing is owner-occupied. Population is roughly 1,402 with a median age of 38. The typical home is worth about $236,200 (3.0× income, relatively affordable). Around 83% of renters are cost-burdened. The vacancy rate is 11.2% — elevated.

On the whole, 14091 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.