ZIP 14091 Foreclosure, Tax-Lien & Distress Report

ZIP 14091's composite property-distress score is 23/100 - DLRadar classes that as low for Erie County, New York. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 26.6% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 38/100. There are about 564 housing units across 14091. Around 19% of adults hold a bachelor's degree or higher. At $80,086, median income runs near typical U.S. levels. Owners hold 85% of homes, renters 15%. Population is roughly 1,402 with a median age of 38. A median home runs $236,200 here, or 3.0 times local income. Rent burden reaches 83% of tenant households. The vacancy rate is 11.2% — elevated.

Taken together, 14091 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14091 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14091 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14091 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 14091 shows blanks, not estimates, wherever the record is sparse.

Behind 14091's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 14091 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.