ZIP 14070 Foreclosure, Tax-Lien & Distress Report
Cattaraugus County, New York · High Vacancy market
Composite property distress in 14070 (Cattaraugus County, New York) lands at 21/100 — low on DLRadar's distress scoring. Structural exposure scores 46 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (65/100)). The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (29/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).
The market reads peak — home values rose 4.6% year on year (phase confidence 35/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $51,620, below the U.S. median near $78,000. Population is roughly 5,437 with a median age of 42. The demographic-stress sub-score lands at 28/100. The typical home is worth about $117,900 (1.9× income, relatively affordable). Roughly 11.7% live below the poverty line. The ZIP holds roughly 2,422 housing units. Around 15% of adults hold a bachelor's degree or higher. The tenure split is 75% owner-occupied to 25% rented. Around 44% of renters are cost-burdened.
On the whole, 14070 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14070 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 14070 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
14070's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14070 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 14070
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 14070 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 14070, the same set carried on every parcel.
Neighbouring ZIPs in Cattaraugus County
Nearest ZIP codes to 14070
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cattaraugus County, New York
More ZIP, county and state distress intelligence connected to Cattaraugus County, New York.
The complete 14070 distress and acquisition report
The full 14070 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology