ZIP 14129 Foreclosure, Tax-Lien & Distress Report

In Cattaraugus County, New York, ZIP 14129 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 46 and live distress 3 on the 0–100 scale. The pressure is most legible in construction/permit lag (46/100), structural risk (46/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 25/100. 14.4% of residents fall below the poverty threshold. 1,228 residents call 14129 home, typically aged 47. About 21% have a four-year degree. Rent burden reaches 39% of tenant households. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $68,036 — below the roughly $78,000 national figure. A median home runs $158,100 here, or 1.8 times local income. There are about 528 housing units across 14129. The vacancy rate is 9.3%.

Overall, 14129 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 14129 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 14129 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14129, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 for 14129 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14129 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.