ZIP 14129 Property Distress & Foreclosure Data

In Cattaraugus County, New York, ZIP 14129 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (60/100). On the structural side it scores 53/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 14129 scores 25/100. Roughly 14.4% live below the poverty line. About 1,228 people live here, median age 47. About 21% have a four-year degree. Around 39% of renters are cost-burdened. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $68,036 — below the roughly $78,000 national figure. A median home runs $158,100 here, or 1.8 times local income. The ZIP holds roughly 528 housing units. The vacancy rate is 9.3%.

Net-net, 14129 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.