ZIP 14062 Property Distress & Foreclosure Data

DLRadar grades ZIP 14062 (Chautauqua County, New York) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100). On the structural side it scores 35/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 85% of homes, renters 15%. 3,220 residents call 14062 home, typically aged 44. 14.5% of residents fall below the poverty threshold. Around 68% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Home values center near $147,100, an affordability ratio of 1.6× — accessible. The ZIP holds roughly 1,524 housing units. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $74,667, near the U.S. median near $78,000. The vacancy rate is 10.7%.

Overall, 14062 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.