ZIP 14062 Foreclosure, Tax-Lien & Distress Report

ZIP code 14062 in Chautauqua County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (83/100)). Structural exposure scores 39 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 85% of homes, renters 15%. Population is roughly 3,220 with a median age of 44. The poverty rate is 14.5%. Around 68% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. A median home runs $147,100 here, or 1.6 times local income. The ZIP holds roughly 1,524 housing units. On demographic stress specifically, 14062 scores 30/100. Median household income is $74,667, near the U.S. median near $78,000. Vacancy runs 10.7%.

Net-net, 14062 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 14062 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 14062's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14062, the field stays empty rather than modeled, and fills in as new documents post.

14062's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14062 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.