ZIP 14048 Property Distress & Foreclosure Data

In Chautauqua County, New York, ZIP 14048 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 35/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 2% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $52,971 — below the roughly $78,000 national figure. About 14,949 people live here, median age 46. About 18% have a four-year degree. The ZIP holds roughly 7,338 housing units. The tenure split is 63% owner-occupied to 37% rented. On demographic stress specifically, 14048 scores 30/100. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 9.7%. Around 43% of renters are cost-burdened. A median home runs $104,000 here, or 1.9 times local income.

Net-net, 14048 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.