ZIP 14048 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14048 in Chautauqua County, New York comes in at 18, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (83/100)). Structural exposure scores 39 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 2% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $52,971 — below the roughly $78,000 national figure. About 14,949 people live here, median age 46. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,338 housing units. Owners hold 63% of homes, renters 37%. On demographic stress specifically, 14048 scores 30/100. The poverty rate is 22.2% — high, a tax-stress and distress correlate. The vacancy rate is 9.7%. Around 43% of renters are cost-burdened. A median home runs $104,000 here, or 1.9 times local income.

Taken together, 14048 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 14048 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14048 can be compared directly against any other ZIP in Chautauqua County, New York or nationwide. 14048 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 14048's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14048 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.