ZIP 14166 Property Distress & Foreclosure Data

DLRadar grades ZIP 14166 (Chautauqua County, New York) at a low 17/100 for overall property distress. Structural risk reads 35/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (83/100)).

The expansion-phase market in 14166 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

100% of housing is owner-occupied. Around 88% of adults hold a bachelor's degree or higher. The poverty rate is 0.0% — low. Vacancy runs 73.3%, above the national norm and a classic distress-and-opportunity signal. At $96,616, median income runs above typical U.S. levels. There are about 237 housing units across 14166. The typical home is worth about $164,000 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 16/100. Population is roughly 182 with a median age of 68.

On the whole, 14166 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.