ZIP 14166 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14166 (Chautauqua County, New York) lands at 18/100 — low on DLRadar's public-record scoring. The split runs 39/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 100% owner-occupied to 0% rented. Around 88% of adults hold a bachelor's degree or higher. 0.0% of residents fall below the poverty threshold. Vacancy runs 73.3%, above the national norm and a classic distress-and-opportunity signal. At $96,616, median income runs above typical U.S. levels. There are about 237 housing units across 14166. The typical home is worth about $164,000 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 16/100. Population is roughly 182 with a median age of 68.

Taken together, 14166 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 14166 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 14166 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14166 reflects the current record instead of a stale or modeled snapshot.

14166's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 14166 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.