ZIP 14720 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14720 (Chautauqua County, New York) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural exposure scores 39 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 414 housing units across 14720. Median household income is $43,333, below the U.S. median near $78,000. 853 residents call 14720 home, typically aged 45. The vacancy rate is 8.0%. On demographic stress specifically, 14720 scores 29/100. Around 44% of renters are cost-burdened. The tenure split is 50% owner-occupied to 50% rented. The poverty rate is 13.8%. Home values center near $83,300, an affordability ratio of 1.4× — accessible. About 12% have a four-year degree.

Net-net, 14720 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 14720 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 14720 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 14720 stays directly comparable to neighboring ZIPs and the rest of Chautauqua County, New York. 14720 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14720's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14720 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.