ZIP 14728 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14728 (Chautauqua County, New York) at a low 18/100 for overall property distress. Structural risk reads 39/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 856 with a median age of 45. There are about 915 housing units across 14728. Owners hold 82% of homes, renters 18%. About 34% have a four-year degree. A median home runs $161,900 here, or 2.7 times local income. Households earn a median $62,143 — below the roughly $78,000 national figure. Vacancy runs 63.5%, above the national norm and a classic distress-and-opportunity signal. 5.3% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 24/100.

Taken together, 14728 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14728 at the moment; the composite and its components are still built from verifiable public records.

Whether 14728 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14728 can be compared directly against any other ZIP in Chautauqua County, New York or nationwide. Sparse data for 14728 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 14728 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 14728 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.