ZIP 14728 Property Distress & Foreclosure Data

In Chautauqua County, New York, ZIP 14728 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 35/100 against active distress of 1/100. Its standout signals are construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

856 residents call 14728 home, typically aged 45. There are about 915 housing units across 14728. Owners hold 82% of homes, renters 18%. Educational attainment sits at 34% bachelor's-or-above. Home values center near $161,900, an affordability ratio of 2.7× — accessible. Median household income is $62,143, below the U.S. median near $78,000. Vacancy runs 63.5%, above the national norm and a classic distress-and-opportunity signal. 5.3% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 24/100.

Taken together, 14728 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.