ZIP 14740 Foreclosure, Tax-Lien & Distress Report

Chautauqua County, New York's ZIP 14740 registers 18/100 composite distress, which DLRadar reads as low. On the structural side it scores 39/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (83/100)). What sets it apart are the readings on construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The peak-phase market in 14740 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $126,000 (1.9× income, relatively affordable). The poverty rate is 20.0% — high, a tax-stress and distress correlate. About 1,283 people live here, median age 47. Educational attainment sits at 17% bachelor's-or-above. Owners hold 77% of homes, renters 23%. There are about 527 housing units across 14740. The vacancy rate is 15.6% — elevated. At $61,111, median income runs below typical U.S. levels. Rent burden reaches 58% of tenant households. The demographic-stress sub-score lands at 31/100.

Taken together, 14740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14740 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14740 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 14740 stays directly comparable to neighboring ZIPs and the rest of Chautauqua County, New York. 14740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14740's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14740 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.