ZIP 14740 Property Distress & Foreclosure Data

ZIP code 14740 in Chautauqua County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 35 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100). What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $126,000, an affordability ratio of 1.9× — accessible. 20.0% of residents fall below the poverty threshold. 1,283 residents call 14740 home, typically aged 47. Educational attainment sits at 17% bachelor's-or-above. Owners hold 77% of homes, renters 23%. There are about 527 housing units across 14740. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $61,111, below the U.S. median near $78,000. Rent burden reaches 58% of tenant households. DLRadar's demographic-stress index for the area reads 31/100.

Taken together, 14740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.