ZIP 14782 Property Distress & Foreclosure Data

In Chautauqua County, New York, ZIP 14782 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its standout signals are construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural risk reads 35/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,010 residents call 14782 home, typically aged 50. Home values center near $121,200, an affordability ratio of 1.8× — accessible. Median household income is $62,292, below the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. There are about 1,168 housing units across 14782. 13.2% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 25% bachelor's-or-above.

Taken together, 14782 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.