ZIP 14782 Foreclosure, Tax-Lien & Distress Report

In Chautauqua County, New York, ZIP 14782 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its standout signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structurally it carries 39/100, against 1/100 of stress already in motion.

The peak-phase market in 14782 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,010 with a median age of 50. The typical home is worth about $121,200 (1.8× income, relatively affordable). At $62,292, median income runs below typical U.S. levels. 81% of housing is owner-occupied. There are about 1,168 housing units across 14782. 13.2% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 22.7% — elevated. About 25% have a four-year degree.

Taken together, 14782 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 14782 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14782 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Chautauqua County, New York and the nation. Nothing here is interpolated — where a source is thin for 14782, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 14782's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14782 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.