ZIP 14785 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 14785 in Chautauqua County, New York comes in at 18, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The split runs 39/100 structural to 0/100 active on the ground. Its standout signals are construction/permit lag (55/100), structural risk (39/100), institutional ownership (3/100). structural risk (39/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 45 housing units.

On balance, 14785 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 14785 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14785 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 14785 stays directly comparable to neighboring ZIPs and the rest of Chautauqua County, New York. The score is rebuilt from public data as it updates, so 14785 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 14785 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14785 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.