ZIP 14787 Property Distress & Foreclosure Data

In Chautauqua County, New York, ZIP 14787 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 35/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 14787 posted values that rose 6.3% over the year, and 25% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $118,400 (2.4× income, relatively affordable). The poverty rate is 17.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,756 housing units. 72% of housing is owner-occupied. The vacancy rate is 12.4% — elevated. Around 29% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. At $47,656, median income runs below typical U.S. levels. Population is roughly 4,863 with a median age of 49.

On the whole, 14787 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.