ZIP 14781 Property Distress & Foreclosure Data

ZIP code 14781 in Chautauqua County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). On the structural side it scores 35/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 14781 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

82% of housing is owner-occupied. The poverty rate is 13.6%. Around 32% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 16.3% — elevated. Population is roughly 1,859 with a median age of 45. At $65,134, median income runs below typical U.S. levels. The typical home is worth about $145,300 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 920 housing units.

On the whole, 14781 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.