ZIP 14736 Foreclosure, Tax-Lien & Distress Report

Chautauqua County, New York's ZIP 14736 registers 18/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The split runs 39/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 0% of renters are cost-burdened. About 40% have a four-year degree. Median household income is $90,500, above the U.S. median near $78,000. About 210 people live here, median age 61. On demographic stress specifically, 14736 scores 22/100. Home values center near $193,800, an affordability ratio of 2.1× — accessible. The vacancy rate is 73.8% — elevated. The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 1.4% — low. There are about 282 housing units across 14736.

On the whole, 14736 leans distressed, with opportunity clustered in specific stressed parcels. 14736 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 14736's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14736 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14736's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 14736 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.