ZIP 14736 Property Distress & Foreclosure Data

ZIP code 14736 in Chautauqua County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 35/100 structural and 1/100 already moving.

The expansion-phase market in 14736 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 0% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher. At $90,500, median income runs above typical U.S. levels. Population is roughly 210 with a median age of 61. The demographic-stress sub-score lands at 22/100. The typical home is worth about $193,800 (2.1× income, relatively affordable). The vacancy rate is 73.8% — elevated. 88% of housing is owner-occupied. The poverty rate is 1.4% — low. The ZIP holds roughly 282 housing units.

On the whole, 14736 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.