ZIP 16428 Property Distress & Foreclosure Data

ZIP code 16428 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). On the structural side it scores 56/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (80/100), structural risk (56/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).

The expansion-phase market in 16428 posted values that rose 9.4% over the year, and 19% higher over three years (phase confidence 59/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $77,103, median income runs near typical U.S. levels. The poverty rate is 10.8%. Population is roughly 12,508 with a median age of 42. The ZIP holds roughly 5,615 housing units. Around 26% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. Around 19% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. The vacancy rate is 11.2%. The typical home is worth about $193,300 (2.4× income, relatively affordable).

On balance 16428 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.