ZIP 16428 Foreclosure, Tax-Lien & Distress Report

In Erie County, Pennsylvania, ZIP 16428 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). Latent structural risk is 58/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted.

The market reads expansion — home values rose 7.9% year on year, and 19% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $77,103, near the U.S. median near $78,000. The poverty rate is 10.8%. Population is roughly 12,508 with a median age of 42. The ZIP holds roughly 5,615 housing units. Educational attainment sits at 26% bachelor's-or-above. 77% of housing is owner-occupied. Rent burden reaches 19% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 11.2%. The typical home is worth about $193,300 (2.4× income, relatively affordable).

Net-net, 16428 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 16428 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 16428's 25/100 can be lined up against any neighbor in Erie County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 16428, the field stays empty rather than modeled, and fills in as new documents post.

16428's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16428 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.