ZIP 16442 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16442 (Erie County, Pennsylvania) lands at 25/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. Latent structural risk is 58/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

The expansion-phase market in 16442 posted values that rose 7.9% over the year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $69,185, near the U.S. median near $78,000. Population is roughly 3,091 with a median age of 40. Vacancy runs 5.4%. Rent burden reaches 24% of tenant households. The tenure split is 89% owner-occupied to 11% rented. Educational attainment sits at 23% bachelor's-or-above. Roughly 7.9% live below the poverty line. There are about 1,163 housing units across 16442. DLRadar's demographic-stress index for the area reads 24/100. A median home runs $201,400 here, or 2.8 times local income.

Overall, 16442 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 16442 at the moment; the composite and its components are still built from verifiable public records.

Whether 16442 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16442 can be compared directly against any other ZIP in Erie County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 16442 shows blanks, not estimates, wherever the record is sparse.

Behind 16442's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 16442 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.