ZIP 16504 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16504 (Erie County, Pennsylvania) returns a low composite of 25/100. Structurally it carries 58/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

The expansion-phase market in 16504 posted values that rose 7.9% over the year, and 23% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $116,400 here, or 2.1 times local income. About 25% have a four-year degree. Vacancy runs 8.3%. Households earn a median $51,988 — below the roughly $78,000 national figure. Owners hold 71% of homes, renters 29%. Roughly 14.8% live below the poverty line. The ZIP holds roughly 7,049 housing units. Around 44% of renters are cost-burdened. Population is roughly 15,632 with a median age of 37. On demographic stress specifically, 16504 scores 27/100.

On balance 16504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16504 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16504 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16504 can be compared directly against any other ZIP in Erie County, Pennsylvania or nationwide. Sparse data for 16504 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 16504's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 16504 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.