ZIP 16421 Foreclosure, Tax-Lien & Distress Report
Erie County, Pennsylvania · Distress market
ZIP code 16421 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its heaviest discrete signals: construction/permit lag (84/100), structural risk (57/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Latent structural risk is 57/100 while live distress already moving reads 2/100.
Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 11% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 0.0%. The ZIP holds roughly 952 housing units. Home values center near $224,200, an affordability ratio of 2.8× — accessible. Roughly 16.2% live below the poverty line. The tenure split is 60% owner-occupied to 40% rented. The demographic-stress sub-score lands at 27/100. Population is roughly 2,251 with a median age of 49. Around 28% of adults hold a bachelor's degree or higher. Median household income is $68,088, below the U.S. median near $78,000. Around 21% of renters are cost-burdened.
Net-net, 16421 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 16421 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 16421 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Erie County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed as records update; 16421 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 16421 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 16421 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 16421
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16421 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 16421, the same set carried on every parcel.
More ZIPs across Erie County
Nearest ZIP codes to 16421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 16421
Related ZIP, county and statewide reads linked to Erie County, Pennsylvania.
Unlock parcel-level detail for ZIP 16421
Every distressed parcel in 16421 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology