ZIP 16421 Foreclosure, Tax-Lien & Distress Report
Erie County, Pennsylvania · Distress market
ZIP code 16421 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its heaviest discrete signals: construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Latent structural risk is 58/100 while live distress already moving reads 2/100.
Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 11% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 0.0%. The ZIP holds roughly 952 housing units. Home values center near $224,200, an affordability ratio of 2.8× — accessible. Roughly 16.2% live below the poverty line. The tenure split is 60% owner-occupied to 40% rented. The demographic-stress sub-score lands at 27/100. Population is roughly 2,251 with a median age of 49. Around 28% of adults hold a bachelor's degree or higher. Median household income is $68,088, below the U.S. median near $78,000. Around 21% of renters are cost-burdened.
Net-net, 16421 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 16421 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 16421 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Erie County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 16421 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 16421 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 16421 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 16421
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16421 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 16421, the same set carried on every parcel.
More ZIPs across Erie County
More distress data near 16421
Related ZIP, county and statewide reads linked to Erie County, Pennsylvania.
Unlock parcel-level detail for ZIP 16421
Every distressed parcel in 16421 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology