ZIP 16415 Property Distress & Foreclosure Data

In Erie County, Pennsylvania, ZIP 16415 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (56/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. The latent-versus-live split is 56/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

The market reads expansion — home values rose 9.4% year on year, and 14% higher over three years (phase confidence 59/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 6.0%. The tenure split is 92% owner-occupied to 8% rented. Households earn a median $105,604 — above the roughly $78,000 national figure. Around 36% of renters are cost-burdened. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. About 46% have a four-year degree. A median home runs $310,600 here, or 2.7 times local income. On demographic stress specifically, 16415 scores 22/100. The ZIP holds roughly 3,846 housing units. About 10,251 people live here, median age 43.

Net-net, 16415 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.