ZIP 16415 Foreclosure, Tax-Lien & Distress Report

Erie County, Pennsylvania's ZIP 16415 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. Structural risk reads 58/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (83/100)).

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 14% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 6.0%. Owners hold 92% of homes, renters 8%. Households earn a median $105,604 — above the roughly $78,000 national figure. Around 36% of renters are cost-burdened. The poverty rate is 4.6% — low. Educational attainment sits at 46% bachelor's-or-above. Home values center near $310,600, an affordability ratio of 2.7× — accessible. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 3,846 housing units. 10,251 residents call 16415 home, typically aged 43.

Net-net, 16415 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 16415 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 16415's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 16415, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 16415's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 16415 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.