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Erie County, PA: Foreclosures, Tax Liens & Distressed Properties

Erie County, PA, Pennsylvania: 35 ZIP codes scored, Erie County, PA averaging 25/100 (low, Erie, PA), from 19 to 25. Erie County, PA is in its expansion phase (Erie, PA confidence 41/100): Erie, PA home prices up 7.9% (Erie, PA) over twelve months. Erie County, PA lender headwind: 56/100.

Highest-scoring Erie County, PA ZIPs: 16401 (25/100), 16410 (25/100), 16411 (25/100), 16415 (25/100), 16417 (25/100), 16421 (25/100). Also scored in Erie County, PA: 16423, 16426, 16427, 16428, 16430, 16441, 16442, 16443, 16444, 16475.

Across Erie County, PA's scored ZIPs: median home value $188,307, household income $64,324, 13.6% vacancy, 15.8% poverty, 71% owner-occupied, median age 41.1.

Erie County, PA insurance distress 19/100 (#2,349 in the US); FEMA hazard 0/100 for Erie, PA; 2 Erie, PA NFIP flood claims, $6K paid; Erie, PA construction distress 84/100.

11 banks with 63 branches lend in Erie County, PA; Erie, PA weighted bank stress 63/100, highest 90/100 in Erie, PA.

Erie County, PA unemployment 3.9% (Erie, PA -1.2 pts, six months); 157 new housing units permitted in Erie County, PA over twelve months, Erie, PA down 34% from 237; Erie, PA home prices +9.6% a year (Erie, PA) over three years.

120,111 housing units in Erie County, PA; 34,865 Erie, PA renter households; 46% of Erie, PA renters spend 30%+ of income on rent, 25% (Erie, PA) half or more.

Erie County, PA ranks #1,961 nationally on the opportunity index (Erie, PA, among all ranked counties); Erie, PA scores 27.8/100 and Erie, PA sits #30 inside Pennsylvania. Erie, PA is in the weak opportunity phase; Erie, PA's primary driver is construction, Erie, PA second driver bank institutional; Erie, PA moved up 88 places. 1 short-sale listings across Erie, PA; 104 days on market observed in Erie, PA; 8.7% vacancy over 35 Erie, PA ZIPs.

0.8% of Erie County, PA mortgages were ninety-plus days late in December 2025; Erie, PA's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Erie, PA's ninety-day rate is unchanged on twelve months earlier; the Erie, PA peak since 2008 was 3.0% in February 2012; Pennsylvania overall reads 1.0%.

Erie County, PA has 5 watched banks; 5 Erie, PA banks sit in an elevated band. Erie, PA footprints: Northwest Bank (13 branches, stress 58) in Erie, PA; First Nb Of Pennsylvania (10 branches, stress 55) in Erie, PA; Marquette Savings Bank (7 branches, stress 74) in Erie, PA.

HUD lists 35 assisted multifamily properties in Erie County, PA with 1,502 units; 767 Erie, PA units are assisted, 5 Erie, PA properties under project-based Section 8.

9,524 of the 120,111 housing units in Erie, PA sit vacant. Erie County, PA permitted 0 multifamily units in twelve months; Erie, PA's one-to-four unit structures added 157 units in Erie County, PA.

Expansion
Market phase
7.9%
Erie, PA HPI YoY
0%
Drawdown
41
Erie confidence

Top Erie County ZIP codes by stress score

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