ZIP 16438 Foreclosure, Tax-Lien & Distress Report
Erie County, Pennsylvania · High Vacancy market
Erie County, Pennsylvania's ZIP 16438 registers 23/100 composite distress, which DLRadar reads as low. Latent structural risk is 52/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). Leading the profile are construction/permit lag (82/100), structural risk (52/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (5/100) stay muted.
The market reads expansion — home values rose 6.8% year on year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 7,489 people live here, median age 47. The tenure split is 74% owner-occupied to 26% rented. The typical home is worth about $146,600 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 28/100. The vacancy rate is 25.4% — elevated. About 17% have a four-year degree. The poverty rate is 13.7%. There are about 4,058 housing units across 16438. Rent burden reaches 32% of tenant households. At $60,559, median income runs below typical U.S. levels.
Net-net, 16438 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16438 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 16438's 23/100 can be lined up against any neighbor in Erie County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 16438 reflects the current record instead of a stale or modeled snapshot.
16438's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 16438 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 16438’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 16438 by the numbers
A live read on 16438: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Erie County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Open 16438 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology