Erie County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Erie County, Pennsylvania? DLRadar grades every Erie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Erie County breakdown.
- Erie County's most distressed ZIP is 16401 at 25/100.
- 35 ZIP codes tracked in Erie County, averaging 24/100 distress.
- Erie County reads expansion — home values up 7.9% year over year.
- Vacancy runs 13.6% across Erie County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Erie County home is worth about $188,307 against a ~$64,324 median income.
- Lending headwind in Erie County sits at 56/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 16401 | 25/100 |
| 2 | 16410 | 25/100 |
| 3 | 16411 | 25/100 |
| 4 | 16415 | 25/100 |
| 5 | 16417 | 25/100 |
| 6 | 16421 | 25/100 |
| 7 | 16423 | 25/100 |
| 8 | 16426 | 25/100 |
| 9 | 16427 | 25/100 |
| 10 | 16428 | 25/100 |
| 11 | 16430 | 25/100 |
| 12 | 16441 | 25/100 |
Most distressed ZIP codes in Erie County (composite distress 0-100, 2026)
What is driving Erie County distress
Erie County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Erie County market phase and pricing
Phase for Erie County: expansion (+7.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Erie County
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Frequently asked questions
Which part of Erie County, PA scores highest for distress?
ZIP 16401 leads Erie County at 25/100, recomputed monthly from public records.
Where is Erie County in the housing cycle?
The market phase for Erie County is expansion, prices rising 7.9% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Erie County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 35 Erie County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Erie County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Erie County ZIPs DLRadar ranks, scores run from 25/100 in 16401 down to 25/100 in 16441, against a Erie County average of 24/100. With 0 points between best and worst, county-level targeting in Erie County wastes effort.
What do Erie County home values and vacancy say about distressed supply?
The typical Erie County home carries about $188,307 of value against a median household income near $64,324. Vacancy across Erie County's tracked ZIPs runs 13.6% and the poverty rate is 15.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Erie County's foreclosure and tax-lien filings and its 56/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.