Erie County, PA: Home-Insurance Distress & Forced-Sale Pressure
Erie County, PA: 19/100 (low) home-insurance distress; Erie, PA band LOW; Erie, PA #2,349 of 3,222 counties; Erie, PA #53 of 67 in Pennsylvania; raw Erie, PA 22.5; Erie, PA coverage multiplier 0.85.
FEMA hazard, Erie, PA: 0/100; Erie, PA declarations, three years: none.
NFIP claims, Erie, PA, three years: 2; Erie, PA payouts $5,823; per Erie, PA claim $2,911; Erie, PA claim-stress 56/100.
Erie, PA monthly score fell, 20 (March 2026) to 19 (October 2026); Erie, PA by month: March 20, April 20, May 19, June 19 (Erie, PA), July 19, August 19, September 19, October 19.
Erie, PA components: NFIP claims 56; Erie, PA retreat index 19; Erie, PA climate multiplier 0.85.
Construction distress, Erie, PA: 84/100 as of August 2026 (Erie, PA: 62/100 one-to-four unit, 100/100 multifamily).
Erie, PA ZIPs, June 2026 (Erie, PA, 16 highest): score 0 (Erie, PA), climate 83 (Erie, PA): 16401, 16410, 16411, 16415, Erie, PA 16417, 16421, 16423, 16426, Erie, PA 16427, 16428, 16430, 16441, Erie, PA 16442, 16443, 16444, 16475.
DLRadar rescores Erie, PA monthly; Erie, PA readings join Erie, PA foreclosure, lien and ownership parcels (Erie, PA), so cost-squeezed Erie, PA owners surface before listing.
Inside Pennsylvania, Erie County ranks 53rd of 67 counties for home-insurance distress at 19/100; Franklin County (20/100) sits just above Erie County, and Schuylkill County (18/100) sits just below Erie County.
Deterministic. Every Erie County, PA signal traces to a public Erie dataset (FEMA, NFIP, Census for Erie, PA) · how insurance distress works in Erie, PA · methodology
FAQ: Erie County, PA insurance distress
What is the Erie County, PA home-insurance-distress score?
Erie, PA: 19/100 (LOW), #2,349 of 3,222, #53 in Pennsylvania. FEMA hazard, Erie, PA: 0/100; NFIP stress, Erie, PA: 56/100; construction, Erie, PA: 84/100; Erie, PA rescores monthly.
Is Erie County insurance distress getting better or worse (PA)?
Erie, PA: 20 in March 2026; Erie, PA: 19 in October 2026 (better); Erie, PA NFIP claims score 56.
How many flood-insurance claims has Erie County, PA had?
Erie, PA: 2 NFIP claims, three years; Erie, PA paid $5,823; per Erie, PA claim $2,911; carriers reprice Erie, PA against that record.
Which Erie County ZIP codes carry the most insurance distress (PA)?
Erie, PA, June 2026: 16401 at 0, 16410 at 0, 16411 at 0, 16415 at 0; Erie, PA climate scores there: 83, 83, 83, 83.
Why does Erie, PA insurance distress create sellers?
A Erie, PA premium outruns the Erie, PA budget; a carrier leaves Erie, PA; Erie, PA carrying cost passes plan; Erie, PA owners sell while current; Erie, PA insurance distress leads Erie, PA foreclosure data.