ZIP 16505 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 16505 in Erie County, Pennsylvania comes in at 25, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (84/100), structural risk (57/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Structural risk reads 57/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 27% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 8,311 housing units. Around 49% of renters are cost-burdened. Households earn a median $71,370 — near the roughly $78,000 national figure. The vacancy rate is 11.6% — elevated. Educational attainment sits at 45% bachelor's-or-above. 15,631 residents call 16505 home, typically aged 49. On demographic stress specifically, 16505 scores 27/100. The typical home is worth about $211,700 (2.8× income, relatively affordable). The poverty rate is 9.2%. The tenure split is 75% owner-occupied to 25% rented.

Overall, 16505 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 16505 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 16505 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Erie County, Pennsylvania and the nation. 16505 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

16505's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16505 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.