Chautauqua County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chautauqua County, NY distress report, 2026: 38 ZIPs scored in Chautauqua, NY, Chautauqua, NY average 18/100; the top Chautauqua, NY ZIP is 14081 at 21/100; Chautauqua, NY market phase peak, Chautauqua, NY prices +4.9% year over year.
- Chautauqua, NY ranks #1,071 nationally (opportunity index); Chautauqua, NY #19 in New York; Chautauqua, NY index 30.9.
- Chautauqua, NY: no CFPB county sample; Chautauqua, NY non-metro area reading 0.8%.
- Chautauqua, NY ZIP phases: 38 peak.
- Chautauqua, NY residential listings tracked: 52 across 35 ZIPs; Chautauqua, NY candidate listings 38.
- Chautauqua, NY HUD assisted properties: 12 with 327 units.
- Chautauqua, NY lenders on watch: 5; largest Chautauqua, NY footprint Community Bank National Assn (9 branches).
- Chautauqua, NY most distressed ZIP: 14081 at 21/100.
Chautauqua, NY figures: DLRadar distress index; Chautauqua, NY inputs: CFPB, FHFA, HUD, FDIC; Chautauqua, NY rebuilt as sources refresh.
| Rank | Chautauqua, NY ZIP | Score |
|---|---|---|
| 1 | 14081 | 21/100 |
| 2 | 14138 | 20/100 |
| 3 | 14726 | 20/100 |
| 4 | 14738 | 19/100 |
| 5 | 14747 | 19/100 |
| 6 | 14048 | 18/100 |
| 7 | 14062 | 18/100 |
| 8 | 14063 | 18/100 |
| 9 | 14135 | 18/100 |
| 10 | 14136 | 18/100 |
| 11 | 14166 | 18/100 |
| 12 | 14701 | 18/100 |
Most distressed Chautauqua, NY ZIPs (0-100, 2026)
Mortgage delinquency around Chautauqua, NY
No CFPB county sample covers Chautauqua, NY; the non-metro area reading for Chautauqua, NY: 0.8% ninety-plus; Chautauqua, NY area thirty-to-eighty-nine 3.0% (December 2025, Chautauqua, NY); New York overall 1.0%.
Opportunity index: Chautauqua, NY
Chautauqua, NY index 30.9, Chautauqua, NY phase watchlist; Chautauqua, NY primary driver vacancy, Chautauqua, NY second driver construction. Chautauqua, NY components: property stress 17.0, foreclosure pressure 17.0, listing discounts 36.3, bank stress 52.2, insurance 0.0; Chautauqua, NY pulse 33.1; Chautauqua, NY capital opportunity 27.5.
ZIP market phases inside Chautauqua, NY
38 Chautauqua, NY ZIPs carry a price-cycle phase; Chautauqua, NY ZIPs by phase (Chautauqua, NY), deepest drawdown first: peak, +4.9% YoY (Chautauqua, NY): 14048, 14062, 14063, 14135, Chautauqua, NY 14136, 14138, 14166, 14701, Chautauqua, NY 14710, 14712, 14716, 14718, Chautauqua, NY 14720, 14722, 14723; peak, +4.3% YoY (Chautauqua, NY): 14081.
Residential listings by Chautauqua, NY ZIP
Chautauqua, NY ZIPs with the most tracked Chautauqua, NY residential listings: 14048 12 listings, 6 candidates, bank pressure 60; 14701 9 listings, 9 candidates, bank pressure 60; 14063 4 listings, 2 candidates, bank pressure 60; 14728 4 listings, 4 candidates, bank pressure 60 (Chautauqua, NY); 14782 4 listings, 4 candidates, bank pressure 60; 14712 3 listings, 3 candidates, bank pressure 60; 14136 2 listings, 2 candidates, bank pressure 60; 14724 2 listings, 1 candidates, bank pressure 60. Chautauqua, NY totals: 52 listings; Chautauqua, NY candidates 38; active ZIPs 4.
HUD assisted housing in Chautauqua, NY
12 assisted properties with 327 units sit in Chautauqua, NY; largest Chautauqua, NY properties: Willow Trace Residences (Jamestown) 49 units, 44 assisted; Herbert Star Apartments (Brocton) 42 units, 42 assisted; Chautauqua Colony (Lakewood) 40 units, 39 assisted in Chautauqua, NY; Concord Estates (Fredonia) 40 units, 39 assisted; Carlson Tower Lp (Jamestown) 37 units; Methodist Gardens Lp (Falconer) 35 units.
Lenders with branches in Chautauqua, NY
Chautauqua, NY lenders by branch count: Community Bank National Assn (Chautauqua, NY): stress 68, 9 branches low in Chautauqua, NY; Manufacturers&Traders Tr Co (Chautauqua, NY): stress 52, 7 branches low in Chautauqua, NY; Lake Shore Bank (Chautauqua, NY): stress 45, 5 branches low in Chautauqua, NY; Cattaraugus County Bank (Chautauqua, NY): stress 76, 2 branches low in Chautauqua, NY; Nbt Bank National Assn (Chautauqua, NY): stress 61, 1 branch low in Chautauqua, NY.
Vacancy and permits, Chautauqua, NY
13,083 of 66,476 Chautauqua, NY housing units are vacant; Chautauqua, NY permits, twelve months: 0 multifamily units in Chautauqua, NY, 127 one-to-four unit units.
Work Chautauqua, NY at the parcel level
Every Chautauqua, NY parcel carries owner and address; every Chautauqua, NY parcel carries APN; Chautauqua, NY distress scores sit on the Chautauqua, NY live board.
Chautauqua, NY figures refresh with each source.
Chautauqua, NY questions
Most distressed ZIP code in Chautauqua County, NY?
ZIP 14081 leads Chautauqua, NY at 21/100; next in Chautauqua, NY: 14138 at 20/100; the Chautauqua, NY average is 18/100.
Where does Chautauqua County, NY rank for investment opportunity?
Chautauqua, NY is #1,071 among all ranked counties, #19 in New York; the Chautauqua, NY driver is vacancy; Chautauqua, NY moved up 505 places.
How many mortgages are delinquent in Chautauqua County, NY?
Chautauqua, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Chautauqua, NY.
Which banks lend in Chautauqua County, NY?
5 watched lenders hold Chautauqua, NY branches; the largest Chautauqua, NY footprints are Community Bank National Assn (9), Manufacturers&Traders Tr Co (7), Lake Shore Bank (5).
More on Chautauqua, NY
Chautauqua County, NY distress report: public-record figures for Chautauqua, NY; not legal advice for Chautauqua, NY; not tax or investment advice; verify every Chautauqua, NY record before acting.