Chautauqua County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chautauqua County, New York? DLRadar grades every Chautauqua County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Chautauqua County breakdown.
- Chautauqua County's most distressed ZIP is 14081 at 21/100.
- 38 ZIP codes tracked in Chautauqua County, averaging 18/100 distress.
- Chautauqua County reads peak — home values up 4.9% year over year.
- Vacancy runs 27% across Chautauqua County's tracked ZIPs, with a 14.5% poverty rate.
- The typical Chautauqua County home is worth about $156,063 against a ~$57,956 median income.
- Lending headwind in Chautauqua County sits at 43/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14081 | 21/100 |
| 2 | 14138 | 20/100 |
| 3 | 14726 | 20/100 |
| 4 | 14738 | 19/100 |
| 5 | 14747 | 19/100 |
| 6 | 14048 | 18/100 |
| 7 | 14062 | 18/100 |
| 8 | 14063 | 18/100 |
| 9 | 14135 | 18/100 |
| 10 | 14136 | 18/100 |
| 11 | 14166 | 18/100 |
| 12 | 14701 | 18/100 |
Most distressed ZIP codes in Chautauqua County (composite distress 0-100, 2026)
What is driving Chautauqua County distress
Chautauqua County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Chautauqua County market phase and pricing
The cycle in Chautauqua County is peak, with values up 4.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Chautauqua County
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Frequently asked
Which Chautauqua County ZIP scores worst for distress?
ZIP 14081 leads Chautauqua County at 21/100, recomputed monthly from public records.
Which phase does Chautauqua County sit in right now?
Chautauqua County reads peak, with home prices up 4.9% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Chautauqua County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 38 Chautauqua County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Chautauqua County ZIP codes?
Averaging the county conceals how uneven it is. Across the Chautauqua County ZIPs DLRadar ranks, scores run from 21/100 in 14081 down to 18/100 in 14701, against a Chautauqua County average of 18/100. A spread of 3 points means Chautauqua County has to be worked ZIP by ZIP.
What do Chautauqua County home values and vacancy say about distressed supply?
The typical Chautauqua County home carries about $156,063 of value against a median household income near $57,956. Vacancy across Chautauqua County's tracked ZIPs runs 27% and the poverty rate is 14.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Chautauqua County's foreclosure and tax-lien filings and its 43/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.