ZIP 14081 Property Distress & Foreclosure Data

Composite property distress in 14081 (Erie County, New York) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (56/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (6/100) register low. Structural risk reads 56/100 against active distress of 2/100.

The market reads expansion — home values rose 5.8% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 83% owner-occupied to 17% rented. A median home runs $124,200 here, or 2.0 times local income. There are about 1,464 housing units across 14081. Rent burden reaches 37% of tenant households. About 2,736 people live here, median age 50. On demographic stress specifically, 14081 scores 28/100. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. About 25% have a four-year degree. Households earn a median $63,672 — below the roughly $78,000 national figure. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 14081 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.