ZIP 14081 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 14081 in Erie County, New York comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (62/100). The sharpest non-environmental signals are structural risk (47/100), construction/permit lag (27/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Latent structural risk is 47/100 while live distress already moving reads 2/100.
The peak-phase market in 14081 posted values that rose 4.3% over the year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 83% of homes, renters 17%. Home values center near $124,200, an affordability ratio of 2.0× — accessible. There are about 1,464 housing units across 14081. Around 37% of renters are cost-burdened. Population is roughly 2,736 with a median age of 50. The demographic-stress sub-score lands at 28/100. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. Median household income is $63,672, below the U.S. median near $78,000. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Taken together, 14081 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14081 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 14081 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14081 shows blanks, not estimates, wherever the record is sparse.
14081's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14081 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 14081
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 14081 distress snapshot
A live read on 14081: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Erie County ZIP codes
Keep exploring New York distress
Other reports tied to Erie County, New York — ZIP, county and statewide.
Open the complete 14081 acquisition file
Every distressed parcel in 14081 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology