ZIP 14031 Property Distress & Foreclosure Data

Composite property distress in 14031 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). The latent-versus-live split is 60/100 structural and 2/100 already moving.

The expansion-phase market in 14031 posted values that rose 5.7% over the year, and 24% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 38% of renters are cost-burdened. The poverty rate is 9.7%. 80% of housing is owner-occupied. The ZIP holds roughly 4,597 housing units. At $99,639, median income runs above typical U.S. levels. The typical home is worth about $343,700 (3.3× income, relatively affordable). Around 51% of adults hold a bachelor's degree or higher. Population is roughly 9,741 with a median age of 51. The demographic-stress sub-score lands at 26/100. The vacancy rate is 9.0%.

On balance 14031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.