ZIP 14047 Foreclosure, Tax-Lien & Distress Report

ZIP code 14047 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 23% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 6,072 with a median age of 51. The poverty rate is 14.9%. The vacancy rate is 5.0%. The tenure split is 81% owner-occupied to 19% rented. The ZIP holds roughly 2,641 housing units. Rent burden reaches 23% of tenant households. A median home runs $194,200 here, or 2.4 times local income. Households earn a median $76,525 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 19% bachelor's-or-above.

Net-net, 14047 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 14047 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 14047 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14047 reflects the current record instead of a stale or modeled snapshot.

Each component behind 14047 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 14047 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.