ZIP 14059 Property Distress & Foreclosure Data

Composite property distress in 14059 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). On the structural side it scores 60/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 21% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 42% bachelor's-or-above. 2.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 84% of homes, renters 16%. Around 33% of renters are cost-burdened. The ZIP holds roughly 3,648 housing units. Median household income is $101,698, above the U.S. median near $78,000. The vacancy rate is 4.5%. Home values center near $346,500, an affordability ratio of 3.2× — accessible. 9,413 residents call 14059 home, typically aged 44.

Overall, 14059 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.