ZIP 14059 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
Composite property distress in 14059 (Erie County, New York) lands at 23/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). Structurally it carries 51/100, against 2/100 of stress already in motion.
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 21% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 42% have a four-year degree. The poverty rate is 2.8% — low. DLRadar's demographic-stress index for the area reads 24/100. 84% of housing is owner-occupied. Rent burden reaches 33% of tenant households. There are about 3,648 housing units across 14059. Median household income is $101,698, above the U.S. median near $78,000. The vacancy rate is 4.5%. Home values center near $346,500, an affordability ratio of 3.2× — accessible. 9,413 residents call 14059 home, typically aged 44.
Overall 14059 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 14059 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 14059 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14059 can be compared directly against any other ZIP in Erie County, New York or nationwide. Sparse data for 14059 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 14059 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 14059 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 14059
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 14059 distress snapshot
Current distress, phase, housing and lender-pressure figures for 14059, drawn from the same report attached to each property.
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Unlock parcel-level detail for ZIP 14059
Every distressed parcel in 14059 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology