ZIP 14061 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14061 (Erie County, New York) returns a low composite of 23/100. Latent structural risk is 51/100 while live distress already moving reads 2/100. Its standout signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $171,900. The vacancy rate is 0.0%. About 101 people live here, median age 52. There are about 33 housing units across 14061. On demographic stress specifically, 14061 scores 41/100. Around 15% of adults hold a bachelor's degree or higher. Around 100% of renters are cost-burdened. 14.9% of residents fall below the poverty threshold. 86% of housing is owner-occupied.

Broadly, 14061 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 14061 at the moment; the composite and its components are still built from verifiable public records.

The 14061 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14061 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Where the public record is thin for 14061, the field stays empty rather than modeled, and fills in as new documents post.

14061's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14061 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.