ZIP 14035 Foreclosure, Tax-Lien & Distress Report

ZIP code 14035 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). The split runs 51/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $278,100. The poverty rate is 2.9% — low. Population is roughly 69 with a median age of 41. About 11% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. There are about 66 housing units across 14035. 100% of housing is owner-occupied. Median household income is $91,250, above the U.S. median near $78,000. Vacancy runs 44.7%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 14035 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 14035's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14035, the field stays empty rather than modeled, and fills in as new documents post.

Behind 14035's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14035 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.