Erie County, NY: Foreclosures, Tax Liens & Distressed Properties
Erie County, NY, New York: 72 ZIP codes scored, Erie County, NY averaging 23/100 (low, Erie, NY), from 14 to 23. Erie County, NY is in its peak phase (Erie, NY confidence 34/100): Erie, NY home prices up 4.1% (Erie, NY) over twelve months. Erie County, NY lender headwind: 45/100.
Highest-scoring Erie County, NY ZIPs: 14006 (23/100), 14025 (23/100), 14026 (23/100), 14027 (23/100), 14031 (23/100), 14032 (23/100). Also scored in Erie County, NY: 14033, 14034, 14035, 14043, 14047, 14051, 14052, 14055, 14057, 14059.
Across Erie County, NY's scored ZIPs: median home value $242,240, household income $74,802, 7.9% vacancy, 13.4% poverty, 71% owner-occupied, median age 42.3.
Erie County, NY insurance distress 27/100 (#1,709 in the US); FEMA hazard 0/100 for Erie, NY; 12 Erie, NY NFIP flood claims, $211K paid; Erie, NY construction distress 26/100.
20 banks with 202 branches lend in Erie County, NY; Erie, NY weighted bank stress 61/100, highest 76/100 in Erie, NY.
Erie County, NY unemployment 4.4% (Erie, NY -0.6 pts, six months); 1,162 new housing units permitted in Erie County, NY over twelve months, Erie, NY up 24% from 937; Erie, NY home prices +9.7% a year (Erie, NY) over three years.
441,214 housing units in Erie County, NY; 141,192 Erie, NY renter households; 47% of Erie, NY renters spend 30%+ of income on rent, 26% (Erie, NY) half or more.
Erie County, NY ranks #2,621 nationally on the opportunity index (Erie, NY, among all ranked counties); Erie, NY scores 25.3/100 and Erie, NY sits #52 inside New York. Erie, NY is in the weak opportunity phase; Erie, NY's primary driver is bank institutional, Erie, NY second driver vacancy; Erie, NY moved up 281 places. 65 short-sale listings across Erie, NY; 105 days on market observed in Erie, NY; 6.9% vacancy over 72 Erie, NY ZIPs.
1.0% of Erie County, NY mortgages were ninety-plus days late in December 2025; Erie, NY's thirty-to-eighty-nine-day share was 2.3% (CFPB county sample). Erie, NY's ninety-day rate is up 0.2 points on twelve months earlier; the Erie, NY peak since 2008 was 2.6% in January 2012; New York overall reads 1.0%.
Erie County, NY has 10 watched banks; 10 Erie, NY banks sit in an elevated band. Erie, NY footprints: Manufacturers&Traders Tr Co (44 branches, stress 52) in Erie, NY; Nbt Bank National Assn (13 branches, stress 61) in Erie, NY; Community Bank National Assn (6 branches, stress 68) in Erie, NY.
HUD lists 90 assisted multifamily properties in Erie County, NY with 4,817 units; 3,472 Erie, NY units are assisted, 28 Erie, NY properties under project-based Section 8.
31,549 of the 441,214 housing units in Erie, NY sit vacant. Erie County, NY permitted 545 multifamily units in twelve months; Erie, NY's one-to-four unit structures added 617 units in Erie County, NY.