ZIP 14001 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14001 in Erie County, New York comes in at 22, a low composite-distress reading. The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (26/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 16% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,122 residents call 14001 home, typically aged 49. The demographic-stress sub-score lands at 26/100. The typical home is worth about $232,300 (3.0× income, relatively affordable). The vacancy rate is 10.8%. The poverty rate is 5.8% — low. Median household income is $73,786, near the U.S. median near $78,000. The ZIP holds roughly 4,554 housing units. Educational attainment sits at 26% bachelor's-or-above. 79% of housing is owner-occupied. Rent burden reaches 36% of tenant households.

On balance 14001 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 14001's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14001 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14001's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.