ZIP 14032 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
ZIP code 14032 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 51/100, with 2/100 of stress already active. Leading the profile are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (79/100).
The peak-phase market in 14032 posted values that rose 4.1% over the year, and 20% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 10,359 people live here, median age 45. There are about 3,991 housing units across 14032. Home values center near $502,100, an affordability ratio of 3.0× — accessible. Educational attainment sits at 58% bachelor's-or-above. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.8%. Median household income is $160,079, above the U.S. median near $78,000. On demographic stress specifically, 14032 scores 21/100. 92% of housing is owner-occupied. Around 31% of renters are cost-burdened.
On balance, 14032 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 14032 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 14032 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 14032 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 14032 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14032 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 14032 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 14032 by the numbers
14032 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Erie County ZIP reports
Nearest ZIP codes to 14032
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 14032
Related ZIP, county and statewide reads linked to Erie County, New York.
Unlock parcel-level detail for ZIP 14032
See who owns each distressed property in 14032, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology