ZIP 14228 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
ZIP 14228's composite property-distress score is 23/100 - DLRadar classes that as low for Erie County, New York. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)). Structurally it carries 51/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).
The market reads peak — home values rose 4.1% year on year, and 20% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 4.5%. The poverty rate is 16.0%. Around 43% of renters are cost-burdened. Households earn a median $72,426 — near the roughly $78,000 national figure. Around 49% of adults hold a bachelor's degree or higher. About 24,345 people live here, median age 34. A median home runs $274,600 here, or 3.4 times local income. There are about 10,992 housing units across 14228. 54% of housing is owner-occupied.
On balance 14228 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 14228 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 14228 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14228 can be compared directly against any other ZIP in Erie County, New York or nationwide. Where the record is thin for 14228, the field stays empty rather than modeled, and fills in as new documents post.
14228's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14228 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 14228’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14228 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 14228, the same set carried on every parcel.
Neighbouring ZIPs in Erie County
Nearest ZIP codes to 14228
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
More ZIP, county and state distress intelligence connected to Erie County, New York.
Open the complete 14228 acquisition file
Get every distressed property in 14228 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology