ZIP 14068 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
DLRadar grades ZIP 14068 (Erie County, New York) at a low 23/100 for overall property distress. The pressure is most legible in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Latent structural risk is 51/100 while live distress already moving reads 2/100.
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 20% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 53% have a four-year degree. On demographic stress specifically, 14068 scores 29/100. The vacancy rate is 7.3%. 8,504 residents call 14068 home, typically aged 44. Households earn a median $120,021 — above the roughly $78,000 national figure. A median home runs $365,300 here, or 2.9 times local income. Rent burden reaches 51% of tenant households. Owners hold 66% of homes, renters 34%. The poverty rate is 14.6%. The ZIP holds roughly 3,574 housing units.
Overall 14068 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 14068 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 14068 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14068 can be compared directly against any other ZIP in Erie County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14068 shows blanks, not estimates, wherever the record is sparse.
The 23/100 figure for 14068 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14068 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 14068 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 14068 by the numbers
Current distress, phase, housing and lender-pressure figures for 14068, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology