ZIP 14085 Foreclosure, Tax-Lien & Distress Report

Erie County, New York's ZIP 14085 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Leading the profile are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural risk reads 51/100 against active distress of 2/100.

The market reads peak — home values rose 4.1% year on year, and 22% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

A median home runs $292,900 here, or 2.2 times local income. The vacancy rate is 2.9%. The tenure split is 98% owner-occupied to 2% rented. There are about 3,121 housing units across 14085. Population is roughly 8,439 with a median age of 43. The demographic-stress sub-score lands at 17/100. Around 19% of renters are cost-burdened. The poverty rate is 4.3% — low. Educational attainment sits at 49% bachelor's-or-above. Households earn a median $124,286 — above the roughly $78,000 national figure.

Broadly, 14085 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 14085 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 14085's 23/100 can be lined up against any neighbor in Erie County, New York or any ZIP coast to coast. 14085 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14085's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14085 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.