ZIP 14085 Property Distress & Foreclosure Data

DLRadar grades ZIP 14085 (Erie County, New York) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Structural risk reads 60/100 against active distress of 2/100.

The expansion-phase market in 14085 posted values that rose 5.7% over the year, and 22% higher over three years, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $292,900 (2.2× income, relatively affordable). Vacancy runs 2.9%. 98% of housing is owner-occupied. There are about 3,121 housing units across 14085. Population is roughly 8,439 with a median age of 43. The demographic-stress sub-score lands at 17/100. Rent burden reaches 19% of tenant households. The poverty rate is 4.3% — low. Around 49% of adults hold a bachelor's degree or higher. At $124,286, median income runs above typical U.S. levels.

On balance 14085 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.