ZIP 14127 Property Distress & Foreclosure Data

Erie County, New York's ZIP 14127 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). The latent-versus-live split is 60/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14127 posted values that rose 5.7% over the year, and 27% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 30% of renters are cost-burdened. The vacancy rate is 2.7%. At $106,071, median income runs above typical U.S. levels. The ZIP holds roughly 13,800 housing units. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. The poverty rate is 7.0% — low. Population is roughly 30,783 with a median age of 45. Around 53% of adults hold a bachelor's degree or higher. The typical home is worth about $364,900 (3.1× income, relatively affordable).

On balance 14127 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.