ZIP 14224 Property Distress & Foreclosure Data

DLRadar grades ZIP 14224 (Erie County, New York) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. On the structural side it scores 60/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 25% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. 7.7% of residents fall below the poverty threshold. Home values center near $238,500, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 19,196 housing units. Owners hold 76% of homes, renters 24%. Median household income is $76,250, near the U.S. median near $78,000. The vacancy rate is 4.3%. Educational attainment sits at 34% bachelor's-or-above. 41,101 residents call 14224 home, typically aged 45.

Overall, 14224 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.