ZIP 14224 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
ZIP code 14224 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Latent structural risk is 51/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)).
The market reads peak — home values rose 4.1% year on year, and 25% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. The poverty rate is 7.7%. The typical home is worth about $238,500 (2.9× income, relatively affordable). There are about 19,196 housing units across 14224. The tenure split is 76% owner-occupied to 24% rented. Median household income is $76,250, near the U.S. median near $78,000. The vacancy rate is 4.3%. Educational attainment sits at 34% bachelor's-or-above. About 41,101 people live here, median age 45.
Overall, 14224 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14224 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14224 reflects the current record instead of a stale or modeled snapshot.
Behind 14224's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14224 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 14224’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
14224 at a glance
The live 14224 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Erie County ZIP codes
Nearest ZIP codes to 14224
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 14224
Further distress data across Erie County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 14224
Get every distressed property in 14224 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology