ZIP 14033 Property Distress & Foreclosure Data

ZIP code 14033 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.7% year on year, and 23% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 9.2%. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 14033 scores 24/100. About 42% have a four-year degree. Households earn a median $84,167 — near the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. Around 29% of renters are cost-burdened. The ZIP holds roughly 769 housing units. A median home runs $338,500 here, or 3.5 times local income. About 1,412 people live here, median age 56.

Net-net, 14033 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.