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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 14033 Foreclosure, Tax-Lien & Distress Report

Erie County, New York · Distress market

ZIP code 14033 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The split runs 51/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 4.1% year on year, and 23% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.2%. 7.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 42% bachelor's-or-above. Median household income is $84,167, near the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. Rent burden reaches 29% of tenant households. There are about 769 housing units across 14033. Home values center near $338,500, an affordability ratio of 3.5× — accessible. About 1,412 people live here, median age 56.

Broadly, 14033 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 14033 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 14033 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Erie County, New York and the nation. The score is rebuilt from public data as it updates, so 14033 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 14033 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 14033 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

What is driving ZIP 14033’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 14033 by the numbers

A live read on 14033: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Every distressed parcel in 14033 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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