ZIP 14075 Foreclosure, Tax-Lien & Distress Report

ZIP code 14075 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 26% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $82,083 — near the roughly $78,000 national figure. Home values center near $266,100, an affordability ratio of 3.0× — accessible. The poverty rate is 6.2% — low. Around 38% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. The vacancy rate is 3.2%. The tenure split is 74% owner-occupied to 26% rented. Population is roughly 44,588 with a median age of 47. On demographic stress specifically, 14075 scores 26/100. The ZIP holds roughly 20,482 housing units.

Overall 14075 looks resilient on the surface, so the edge is isolating individual stressed parcels. 14075 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14075 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14075 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Nothing here is interpolated — where a source is thin for 14075, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14075's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14075 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.