ZIP 14075 Property Distress & Foreclosure Data

In Erie County, New York, ZIP 14075 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 60/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 26% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $82,083 — near the roughly $78,000 national figure. A median home runs $266,100 here, or 3.0 times local income. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. About 38% have a four-year degree. Around 39% of renters are cost-burdened. The vacancy rate is 3.2%. The tenure split is 74% owner-occupied to 26% rented. About 44,588 people live here, median age 47. On demographic stress specifically, 14075 scores 26/100. The ZIP holds roughly 20,482 housing units.

Net-net, 14075 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.