ZIP 14102 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
Scored on a fixed 0-100 scale, 14102 (Erie County, New York) returns a low composite of 23/100. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (79/100).
The market reads peak — home values rose 4.1% year on year, and 27% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.
93% of housing is owner-occupied. The poverty rate is 0.8% — low. A median home runs $259,000 here, or 2.0 times local income. There are about 665 housing units across 14102. 1,894 residents call 14102 home, typically aged 41. The vacancy rate is 0.0%. On demographic stress specifically, 14102 scores 14/100. At $122,659, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households. Educational attainment sits at 41% bachelor's-or-above.
Overall 14102 looks resilient on the surface, so the edge is isolating individual stressed parcels. 14102 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 14102 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14102 can be compared directly against any other ZIP in Erie County, New York or nationwide. Nothing here is interpolated — where a source is thin for 14102, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
14102's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14102 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 14102
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 14102 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Keep exploring New York distress
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Open the complete 14102 acquisition file
Pull every distressed parcel in 14102 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology