ZIP 14102 Property Distress & Foreclosure Data

DLRadar grades ZIP 14102 (Erie County, New York) at a low 27/100 for overall property distress. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 27% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 93% owner-occupied to 7% rented. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $259,000 here, or 2.0 times local income. There are about 665 housing units across 14102. About 1,894 people live here, median age 41. Vacancy runs 0.0%. On demographic stress specifically, 14102 scores 14/100. Households earn a median $122,659 — above the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. About 41% have a four-year degree.

Net-net, 14102 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.