ZIP 14026 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14026 (Erie County, New York) returns a low composite of 23/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). On the structural side it scores 51/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.1% year on year, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Median household income is $86,023, near the U.S. median near $78,000. 80% of housing is owner-occupied. Around 40% of renters are cost-burdened. Home values center near $261,900, an affordability ratio of 2.3× — accessible. Around 43% of adults hold a bachelor's degree or higher. There are about 358 housing units across 14026. The vacancy rate is 18.4% — elevated. About 561 people live here, median age 56.

Taken together, 14026 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 14026 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14026, the field stays empty rather than modeled, and fills in as new documents post.

14026's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 14026 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.