Erie County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Erie County, New York? DLRadar grades every Erie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Erie County breakdown.
- Erie County's most distressed ZIP is 14006 at 23/100.
- 72 ZIP codes tracked in Erie County, averaging 23/100 distress.
- Erie County reads peak — home values up 4.1% year over year.
- Vacancy runs 7.9% across Erie County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Erie County home is worth about $242,240 against a ~$74,802 median income.
- Lending headwind in Erie County sits at 45/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14006 | 23/100 |
| 2 | 14025 | 23/100 |
| 3 | 14026 | 23/100 |
| 4 | 14027 | 23/100 |
| 5 | 14031 | 23/100 |
| 6 | 14032 | 23/100 |
| 7 | 14033 | 23/100 |
| 8 | 14034 | 23/100 |
| 9 | 14035 | 23/100 |
| 10 | 14043 | 23/100 |
| 11 | 14047 | 23/100 |
| 12 | 14051 | 23/100 |
Most distressed ZIP codes in Erie County (composite distress 0-100, 2026)
What is driving Erie County distress
Nothing here is estimated: Erie County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Erie County market phase and pricing
Erie County currently sits in peak after a 4.1% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Erie County
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Frequently asked
Which ZIP code leads Erie County on distress?
ZIP 14006 leads Erie County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Erie County at?
Erie County reads peak, with home prices up 4.1% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Erie County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 72 Erie County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Erie County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Erie County ZIPs DLRadar ranks, scores run from 23/100 in 14006 down to 23/100 in 14051, against a Erie County average of 23/100. With 0 points between best and worst, county-level targeting in Erie County wastes effort.
What do Erie County home values and vacancy say about distressed supply?
The typical Erie County home carries about $242,240 of value against a median household income near $74,802. Vacancy across Erie County's tracked ZIPs runs 7.9% and the poverty rate is 13.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Erie County's foreclosure and tax-lien record and its 45/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.