Erie County, NY: Home-Insurance Distress & Forced-Sale Pressure
Erie County, NY: 27/100 (moderate) home-insurance distress; Erie, NY band LOW; Erie, NY #1,709 of 3,222 counties; Erie, NY #31 of 62 in New York; raw Erie, NY 31.4; Erie, NY coverage multiplier 0.85.
FEMA hazard, Erie, NY: 0/100; Erie, NY declarations, three years: none; Erie, NY five-year count 3 (severity 3.0); Erie, NY ten-year 3.
Declared incidents on the Erie, NY record: 2023 Snowstorm 3 (Erie, NY).
NFIP claims, Erie, NY, three years: 12; Erie, NY payouts $210,663; per Erie, NY claim $17,555; Erie, NY claim-stress 79/100.
Erie, NY monthly score rose, 22 (March 2026) to 27 (October 2026); Erie, NY by month: March 22, April 22, May 27, June 27 (Erie, NY), July 27, August 27, September 27, October 27.
Erie, NY components: NFIP claims 79; Erie, NY retreat index 27; Erie, NY climate multiplier 0.85.
Construction distress, Erie, NY: 26/100 as of August 2026 (Erie, NY: 45/100 one-to-four unit, 0/100 multifamily).
Erie, NY ZIPs, June 2026 (Erie, NY, 16 highest): score 0 (Erie, NY), climate 98 (Erie, NY): 14006, 14025, 14026, 14027, Erie, NY 14031, 14032, 14033, 14034, Erie, NY 14035, 14043, 14047, 14051, Erie, NY 14052, 14055, 14057, 14059.
DLRadar rescores Erie, NY monthly; Erie, NY readings join Erie, NY foreclosure, lien and ownership parcels (Erie, NY), so cost-squeezed Erie, NY owners surface before listing.
Inside New York, Erie County ranks 31st of 62 counties for home-insurance distress at 27/100; Albany County (27/100) sits just above Erie County, and Putnam County (26/100) sits just below Erie County.
Deterministic. Every Erie County, NY signal traces to a public Erie dataset (FEMA, NFIP, Census for Erie, NY) · how insurance distress works in Erie, NY · methodology
FAQ: Erie County, NY insurance distress
What is the Erie County, NY home-insurance-distress score?
Erie, NY: 27/100 (LOW), #1,709 of 3,222, #31 in New York. FEMA hazard, Erie, NY: 0/100; NFIP stress, Erie, NY: 79/100; construction, Erie, NY: 26/100; Erie, NY rescores monthly.
Is Erie County insurance distress getting better or worse (NY)?
Erie, NY: 22 in March 2026; Erie, NY: 27 in October 2026 (worse); Erie, NY NFIP claims score 79.
How many flood-insurance claims has Erie County, NY had?
Erie, NY: 12 NFIP claims, three years; Erie, NY paid $210,663; per Erie, NY claim $17,555; carriers reprice Erie, NY against that record.
Which Erie County ZIP codes carry the most insurance distress (NY)?
Erie, NY, June 2026: 14006 at 0, 14025 at 0, 14026 at 0, 14027 at 0; Erie, NY climate scores there: 98, 98, 98, 98.
Why does Erie, NY insurance distress create sellers?
A Erie, NY premium outruns the Erie, NY budget; a carrier leaves Erie, NY; Erie, NY carrying cost passes plan; Erie, NY owners sell while current; Erie, NY insurance distress leads Erie, NY foreclosure data.